Daily Archives: December 30, 2016

Archive of posts published in the specified Day

Dec
30

You Can Get a Personal Loan After Bankruptcy

Having survived bankruptcy, you may think that your world is topsy-turvy. Well, that is not exactly true. Your declaration may leave an indelible mark on your credit history that is hard to entirely escape, but remember, you are not the only one. Over 250 thousand bankruptcy declarations are filed every three months in this nation. Many of these are due to the economic and financial turmoil the global economy that has dealt us all some hurt this last half-decade.

Joblessness, Illness, Bad Luck

The unemployment rate, perhaps poor health, or just plain old bad luck, have caused many to become behind on important monthly obligations such as housing or transportation or grocery bills. When these unpaid obligations start to pile up, they can have a snowball effect and get worse with each ensuing month. As a last resort, to protect whatever assets are still surviving, some have no other recourse than to declare bankruptcy. Having come out of bankruptcy, many should consider it as a way to wipe the slate clean and start rebuilding toward the future and improving their creditworthiness.

Up by the Boot Straps with a Personal Loan after Bankruptcy

Rebuilding your creditworthiness and your good name could very well start with taking out a personal loan. Whether taking out a secured or unsecured loan, go for it. One secret is to not stop borrowing. Just remember that an unsecured loan will charge you a higher interest rate than a secured loan. A secured loan is one that is backed by an asset you own, such as real estate or a vehicle. Whatever transpires, please do not neglect this loan in terms of repayment on time every time. You are being granted a second chance and it would be wise to not spoil it.

Potential for Repayment

Depending on factors such as collateral, salary, and even personal recommendations, personal loans are available that range from $500 to $20,000. Income will be a primary consideration when loan amounts are figured. Some financial advisers suggest that individuals who have experienced a bankruptcy can start at $5K or below for a first personal loans ensuing a bankruptcy discharge. If the need is great and the payback potential great, a loan could be higher than that.

Some Extra Help

If you have no collateral, your best bet for a personal loan after bankruptcy would be to have a financially secure cosigner. Unsecured or no-collateral loans are riskiest for lenders so interest rates will be high. To lower these rates, having a cosigner would be a good way to land a personal loan after bankruptcy. The cosigner must be aware that they are liable for the loan should you default for whatever reason.

Seek Far and Wide

Because there are so many folks who have found themselves financially strapped, there are many private lenders who have stepped in to answer the calls of the market regarding personal loans after bankruptcy. You will find a plethora of these lenders on the internet. Simply punch …

Dec
30

Honest Riches Review

Honest Riches is written by the internet marketing mogul Holly Mann. Her e-Book is a rather large, expansive work spanning over 95 pages. It was a very easy read for me, I breezed through the book with no problem while stopping at times to put her advice and tips to work. I have not read the earlier versions of the e-Book from past years, but I can tell you that this book is fantastic and was the very first e-Book I read when getting started with making money online. The latest version, Honest Riches 2007 is among the most up-to-date internet marketing e-Books on the market, which includes the most recent online trends.

The e-Book begins with some brief information on getting your online business started (tax preparation, virtual offices, etc.), then through the reminder of the e-Book goes over the following topics and more that are not listed:

  • Affiliates Marketing
  • Making Money Without a Website
  • Website Design
  • Advertising
  • Search Engine Optimization

The section I found most helpful through my readings, and direct application to my own endeavors was the Advertising section. It is a long, detailed section going over all of the top methods of advertisement through AdWords, article and link directory marketing. The information provided JUST in this section warrants the purchase price, as it is estimated and only found in the top e-Books on the subject. When you pair this section with the rest of the e-Book, it is absolutely filled with priceless information that helped get me, along with 12,000 other readers going in the "game" that is internet money making.

The issue that I have with this e-Book is that many of its recommendations for other products / services are not exactly the cheapest of recommendations. This is a problem I see with many e-Books on the subject today, that they just throw out services that cost the reader way too much money, especially if they are reading the e-Book trying to get started without startup money.

Although the book was an easy to understand read for me and most other internet savvy people, it seems that the book targets those who already have experience in either sales, the internet or both. On this site, I consider this the best e-Book on Money Making due to its expansive detail on its topics, and its flaws are minimal. If someone really has no experience on some basic sales and internet marketing techniques than I would not go with Honest Riches initially, I'd go for a more beginner suited e-Book like SEO Elite [http://projectc.myvnc.com/ seoelite.html] or search for another alternative. …