Monthly Archives: December 2017

Archive of posts published in the specified Month

Dec
22

Scam Busting – How to Avoid Scams and Make Money Online

The internet is a world of opportunities but also it is a world of scams. If you are going to be successful online, you'll need to know how to separate money making schemes from pocket emptying scams.

Here are some useful tips:

Use Search Engines

If you come across any program you are interested in, before committing your money to it. Type the website or the name of the program into a search engine [eg Google, Yahoo or MSN Search], you should get results form it if it is a popular program and you will be able to get a general feel of how people perceive the program or site.

One thing I usually do, which helps me get meaningful result is to put scam in front of the program. For example, if I want to verify if a program called "easy money maker" is a scam or not, I'll type "easy money maker scam", I will get a list of results where people are either complaining about the program being scam orraising it for not being a scam. Try it with and without the quotes to get the best results.

Note that this is to give you a general feel of people's perception of the program; some people are just plain lazy and anything requiring a bit of work before results they will quickly label scam.

Use Forums

To determine the authenticity of a program or money making scheme, join good forums where money making skills and programs are discussed. Money making forums, work at home forums etc will give you a good result. Ask around in the forums for anyone who has invested in the program or has second information about it.

Money making opportunities abound online but there are also many scams out there, that was why I started MoneyMakingOnline.org to help people tell the difference and make a wise and informed choice.
Follow the above tips and remember when something looks too good to be true, look hard before you take a leap. …

Dec
21

Bonded Life Insurance Settlements

Bonded life insurance settlements are settlement for insurance policies that are provided by bonding companies. For a premium, these companies promise to buy out the purchaser's interest in the policy at face value, in case the policy does not mature by a particular date.

Bonded policies typically have a low return on investment, as a part of the purchase funds is owed towards, paying a lump sum performance bond premium. Bonded viatical life settlements, also known as bonded viaticals, are termed as secondary market life insurance policy contracts. Viatical investment contracts have the option of, emergency or stop loss insurance on the life expectancy, which is called a wrapper.

The insurance company that issues the wrapper offers, an insurance policy or financial guarantee, according to the performance of the underlining life expectancy. This kind of financial guarantee guarantees more security and safety to policy owners, who may be interested in purchasing viatical investment contracts. This transfer of the life extension risk from the purchasers to an insurance company increases, the chances of a return on the funds that are invested.

However, there is one major risk associated with viatical purchase contracts or viatical investment. The risk is that the insured, which is also known as the viator, will live beyond their originally anticipated life expectancy. To combat the life extension risk, some vatical companies escrow additional funds to cover for it. In case these funds are exhausted prior to the maturity of the policy, its liability lies with the purchaser. It means that the purchaser of the vatical investment contract may have to maintain the account by paying the premiums, until the maturity of the contract. The maturity of the contract in this case is the death of insured.

There is also a possibility that, an escrow agent or trust department, is concerned with making payments for premiums on the life insurance policy. The status of this escrow agent or trust company status must also be looked up during the determination of the value of the investment. …

Dec
21

Affordable Auto Insurance – The Professional Advantage

There are professions that are more likely to get affordable auto insurance. Read through this article to see if yours is one of such professions. Where it's not, you can learn what makes those professions attract such discounts and then implement them. Over time you'll also reap the fruits of such adjustments. Lastly, I'll also show you how anyone (in spite of their profession) can lower their auto insurance premium.

Certain professions give attention to details more than others. In fact, it's the very basis for their success. You can, for example, be negligent as a book binder without endangering the lives of many. However, you can not be negligent as a pilot and not cause the death of hundreds or even thousands. Therefore, as part of their training, they're made to develop great attention to details.

Now, the thing about training is that once absorbed, it affects you even outside the very practice of your profession. That's what happens to these folks who've been trained to give attention to minute details. Furthermore, in the case of professionals like pilots, being safety conscious is so much a part of their daily routine that it has become second nature to them.

As if those were not enough, in these kinds of professions, your professional license could be designated if you're convinced of recklessness on the road. Therefore, these are very less likely to be involved in accidents. And, the lower the likelihood of a claim, the more affordable your auto insurance premium would be.

Now, even if you do not belong to such professions where your conduct on the road could impact your rise, you'll do well to have as if it will. Avoid those tickets. Like someone said, they cost you much more than the fines. Take your time to learn all you can to become a better driver (This includes taking courses in defensive driving). More than lowering your premium, you'll save yourself and others the pain of being involved in an accident.

Finally, whether you belong to these favored professions or not, you can get affordable auto insurance by shopping around. With the internet, all it will take is only a few minutes. Take your time to visit at least 3 quotes sites for affordable auto insurance. The very good ones will return about five quotes for you to make your comparison. I recommend that you visit at least three of such sites so you will ensure that you do not miss a quote from an insurance company not covered by any of the other auto insurance quotes sites.

Please (This is very important), make sure you input the same information in all the sites. If you vary the information you supply, you will not be able to get quotes that will lead you to very informed comparisons. …

Dec
20

Short-term loans and borrowings –Whatare the advantages?

Every person, but at least once faced with a situation where a small amount of money is veryurgently needed: buy medicines, buy some goods at a bargain price, repair a car and the like.And if this amount is not at hand, then the best way out of the situation will be a short-term loan,which is issued for a short period of time for several hours, a maximum – during the day.

Credit products on the market

Currently, the market of credit products offers a fairly wide range of various services: from long-term mortgage loans to almost instant loans. How to choose the most profitable loan for yourselfin such a variety?

There are several options, and they depend solely on you and what documents you are ready toprovide. If you want to get a loan on presentation of only a passport – it will take literally severalhours, but the interest rate will be higher if you provide the bank with a full package ofdocuments and wait a few days.

Making a credit card is also a good option, as it is essentially a revolving credit line and, ifnecessary, you can use the card again at any time.

Online loans for short-term loans and borrowings

For most, credit is a long-term financial commitment to the bank. Part of this is true – a mortgageor a loan for a car is taken for several years, a loan for household appliances – for a year or two.But if you require a relatively small amount that you can quickly return, then a short-term loanwill be the optimal solution, it is issued for a short time, so the overpayment for using such aloan will be minimal.

In most cases, a short-term loan is not processed for more than a couple of hours, after that, untilthe end of the day or the next morning you receive the necessary amount of money for a bankcard or in cash. For the convenience of borrowers and reducing the time spent on making a short-termloan, most lenders offer to apply for such an application online. You do not need to go tothe bank, stand in line, after completing the application you will know the answer in 15-30minutes and about the same amount will be spent on the loan in case of a positive decision. Forexample, if you live in UK, you can get your fast loan by borrowing from quick loans UK. Themain thing is to make the information about yourself as clear and correct as possible – not onlypersonal data and place of residence, but also information about the financial state of you andyour family, personal property (car, apartment, house, etc.), account number and etc. Do notforget to indicate the amount of the loan and the period during which you plan to pay it.

After you fill out and send the application, a credit specialist will contact you within a short timeand will inform you about the decision made on your application. If it is positive, then very soonyou …

Dec
19

Three Rules For Making Money Online

Ask any real estate professional the three keys to success in their business and they will quickly tell you:

1) Location
2) Location
3) Location

Ask any truly successful Internet marketer the three keys to success in making money online and they quickly tell you:

1) The List
2) The List
3) The List

Too many young or inexperienced entrepreneurs ignore this critical step of list building and email marketing and throw up a web site with some sort of "Field Of Dreams" approach.

Unlike the movie, if you build it … absolutely nothing will happen!

Any reasonably profitable business person knows that advertising is critical to success.

Even so, advertising with the idea of ​​thinking that once visitors get to your site, they will instantly make a purchase is flawed at best.

One of the major advantages of the Internet is that it allows consumers to do their own research. They may be on your site just to compare your offer to other similar offers. Or maybe they started at your site and now they want to compare your offer to others they will find.

With the click of their mouse button, they're gone. You've just missed an opportunity.

This is why successful Internet marketers focus on building their lists.

Instead of just throwing up a page and hiring people buy from them, they provide a site with good content and they offer visitors some sort of incentive to provide at least a name and email address. And they make sure the subscription form for capturing visitors' information is "above the fold" where it can be seen. Basically, if a visitor has to scroll down to see the subscription form, move it further up the page.

So how do you offer an incentive to get visitors to subscribe to your list?

Maybe a company that is promoting email marketing services would offer a free report on how Email Marketing can boost online sales.

In my case, I offer a free report on how AutoResponders can help boost online sales. I get anywhere from 8 to 20 new subscribers a day.

A weight loss site may offer a report detailing tips on how to lose weight or lower blood pressure.

Visitors to your site can fill out the form to receive the information if they are interested. When that happens, your list begins to fill with prospects that are genuinely interested in your information.

This is the key to selling online: Creating effective email marketing campaigns. When you build your own lists, you begin to build your credibility and increase your rapport with your readers. As your readers become comfortable with you, it becomes much more likely that they will purchase from you.

Remember that these are people that use the Internet to do some research and many of them are skeptical. They are inviting you in to their inbox to learn from you. Treat that relationship and trust with absolute respect. Make sure you are sending them relevant and …

Dec
19

Car Insurance Savings Tip 1

There are many tips you can pick here and there on reducing what you pay in your car insurance. Some will result in savings of a few dollars; others could save you a few hundred dollars. In this article, I'll dwell on one that could save you a few hundred dollars depending on how you apply it …

Your premium is determined by a lot of factors. Among these factors is how much you pay as a deductible. I like ensuring everyone understands every term used in my articles due to differences in terms across locations. So, let's define the term "deductible."

When you file a claim, the insurance company expects you to contribute or pay a certain amount before they'll pay out the agreed compensation. This amount is called your deductible. If you agree to pay a high deductible, you'll get a lower premium. If for example, you increase your deductible from $ 400 to $ 1000; your premium might be lowered by as much 30%. Depending on your circumstance, this could mean savings of a hundred dollars or much more.

You must take some time to think this through before making a decision. If what you'll get as savings justifies the one time deductible (However high it is), then you're better off going for it. However, if you think otherwise then you have to go with what's best for you.

After doing all this, you must take your time to understand the fundamental process for realizing huge savings in car insurance and certain facts that you must not ignore about car insurance quotes and comparison sites. …

Dec
17

Availing the Maximum Car Insurance Discounts

You have many ways that will help you reduce the monthly car insurance that you have been paying as a premium. By examining the factors that can affect the price of the premium rate of the auto insurance, you will be able to have the ability to at least lower the premiums that you are paying for the insurance as it goes.

One of the premium rate factors that can help you reduce its monthly payments will be the age of vehicle owner. Being a senior citizen at a certain age can make you avail of the senior citizen discounts which may include the car insurance that you have.

All you have to do is to present the proof that you are at that age and that you are considered to be a senior citizen. You have to go to the insurer and then process the papers that you have to present.

If you have no car insurance yet or if you want to change to another insurance company then all you have to do is to compare quotes and then look for the ones that can also offer certain discounts on auto insurance . Find the one that can give the highest or maximum discounts without eliminating some of the benefits that you need.

By doing so, you will be able to have the best deals of auto insurance when it comes to price and at the same time, the benefits. So find the insurance deals now on the Internet and get the discounts that you want to have. …

Dec
16

Business Technology Solutions – Escalate Your Profits

The primary focus of all the prominent organizations is on improving profits and controlling costs.

Specially to establish and run small business, it becomes necessary to perform various tasks properly. Many business owners experience a great problem if they are not able to keep abreast with the latest technology. Business sector is witnessing new inventions and additions every now and then, you need to take benefit of as many latest tools and services that are obtainable to make your business flourish. Even within a tight budget, you can manage to endow your business with great technologies at an affordable price using various Business Technology solutions. Let us consider some points on how these solutions help you to grow your business.

With excessive use of Internet worldwide, it has become quite easier for businessmen to reach to their target audience. Internet is providing great opportunities to entrepreneurs to make their presence felt and market their services or products. Social networking has become an incredible way to make use of technologies to promote your business and that to free of cost. You just need to create your accounts on these sites and get unbelievable exposure to the people across the world.

You can also run your online payroll using efficient payroll solutions available online. It definitely helps you to function your business successfully and makes it easier for your employees to get their money on time.

Besides payroll solutions, technologies such as web conferencing solutions have an incredible advantage as they help a lot in interacting with foreign clients.

You can make a big difference in your profits by using IT solutions regarding your business. IT solutions providers help a business with its security management, CRM, network planning, HRM and other computing services.

In addition to this, there are utility service providers as well. They work for quality performance of businesses by understanding the business goals of their clients

Virtual phone systems offer great heights to your business. Through these systems you can avail multiple extensions, call forwarding and many other compiled options from a single location. Now, even a small desktop can manage the professionalism just like big business, that’s the wonder of technology. Tele-seminars are the result of the popularity of these extremely beneficial technologies.

This is a new concept that has been embraced by many organizations to escalate their profits. It is a cost-effective approach that enables the organizations to streamline the business processes.…

Dec
16

Affordable Car Insurance!

It is possible to get affordable car insurance!

All of us are trying to save a bit of money. All of us have those annoying expenses in our lives. What would you rather do, pay your phone bill or buy yourself a new jacket or a set of golf clubs? Of course. We are all the same. But we gotta pay those bills. Luckily there is now a way to save some money on some of those. Nobody likes to talk about it, except when they complain to their neighbor how much it is! Car insurance. Thats right, car insurance. We all need it, we all gotta pay through the nose for it. But affordable car insurance?

Yes you can save money with it. It can be more affordable. Studies show very few people comparison shop for car insurance, but its easy and its fast. And it can be much more affordable.

There are many car insurance sites now on the Internet that will do the legwork for you. Just a few simple questions and just a moment later, you have in your hands, all the information, all the quotes from different insurance companies, ready to go. That was not so bad, now was it?

Now you have what you need. With what you know now, now you can contact the insurance company. Now you can do a bit more research to see if you can save even more money. Thats right, your car insurance can be even more affordable!

Here are a few tips to make your car insurance more affordable:

Insure your car and home with the same company.

Take a safe drivers course.

Have good credit.

Have a clean drivers abstract.

All of these and more will save you money. You will have affordable car insurance! Good luck! …

Dec
14

Make Money by Taking Surveys – Easy Work Great Pay

Make money by taking surveys from the comfort of your home is the latest craze among those who want to add to their regular source of income. There are hundreds of companies online which give you offers to make money by taking surveys which are sent directly to you on daily basis. The real challenge is to find out right companies which send you surveys regularly so that you can make money.

Many people are always looking for easy ways to make money online. Why not make money by taking surveys sitting at home? Nothing can be easier than this. However, always remember you can not become rich overnight by this method. These companies offer you money for your opinions about their products. Your opinions are very cruel for them. They invest a lot of money to improve their products and services. The money paid to the survey takers is an investment for survey seeking company.

The procedure to make money by taking surveys is a bit tricky. First of all you need to sign up with these survey seeking companies and fill up a lengthy about your interests, hobbies, location etc. You receive surveys only if you fall under the category of people these companies are seeking opinions from.

Initially you need to sign up for at least 20 such companies to generate a steady income. You can make money by taking surveys if you work smartly and regularly. Before signing up for these companies makes sure that you are aware of their payouts. Normally the more time a survey takes the better is the payout. If you are comfortable taking surveys which stretch up to 20 pages and may take up to 2 hours to complete you can easily make a few hundred dollars for one such survey.

The most challenging part is to find out right companies who pay you good money and send you surveys regularly. The good news is that this problem has been solved by many websites where you get a list of selected companies who pay you well. You can easily start to make money by taking surveys almost immediately after signing up. …