Daily Archives: January 9, 2018

Archive of posts published in the specified Day


Benefits of an L-Shaped Desk

Desks are a critical part of any office decor and are usually the hub of activity for any office-oriented industry. Space does not always allow for the more traditional square and rectangular desk designs to fit comfortably without hogging up the interior space. Below are a few of the benefits of switching to an L-shaped desk design.

When Space Is Limited

Renting or purchasing office space is at a premium in many locations. Utilizing every square foot to your advantage will make your office a more productive work environment. Placing a huge desk in the middle of a room will greatly reduce the area you have for chairs, file cabinets, shelves, and electronics. An L-shaped desk can easily fit in a corner, leaving an entire center clearing to walk. The other walls are available for additional storage furnishings.

Fitting Odd Spaces

Trying to fit office furniture into oddly shaped rooms can be a frustrating experience. Not every place is perfectly square. There is more flexibility in using an L-shaped office desk. Unless you are taking up tasks in the oval office, there will always be a corner space available.

Maximizing Desk Space and Open Floor

L-shaped office desks tend to be longer and not as deeply inset compared with a traditional style. The design provides you the maximum amount of desk space packed in the smallest area possible. The L-shape styling is made to help create the appearance of more room in a smaller space.

Multi-Task Center

The available desktop area on an L-shaped office desk is inviting to the multitasking individual. An L-shape desk provides plenty of room for a laptop, books, and separate area for paperwork. All of the space needed to keep your work organized is right in front of you.

Increased Leg Room and Comfort

Trying to fit behind many traditional and computer desks can cramp the legs and have you continually bumping your knees into something substantial. An L-shaped design offers much more leg room. You can move more freely across the desk to retrieve items and get work done throughout the day.

Call on business desk experts like Office Furniture Direct and check out the online catalog of l shaped office desks today!…


Learn All About Visual Merchandising


The term Visual Merchandising seems serious and confusing. It is related to a retail business, but not many people have a sound knowledge about Visual Merchandising. Understanding this concept might go a long way in establishing and maintaining a successful business.

Visual appeal is important to almost all types of businesses. They are rudimentary for businesses in the fashion and food industry. This article sheds light on the elements and types of visual merchandising that can help your business grow and strive.

What Exactly Is Visual Merchandising?

Visual Merchandising, in simple words is everything that meets the eye. It is the practice of including all the possible physical elements in a business to impress a customer into investing in your store. It is a crucial strategy that plays along the lines of the aesthetics of a product and the current trends.

Visual merchandising is anything that the customer sees inside and outside a retail store, which includes display banners, posters, decorations, signages and layouts. The entire purpose of visual merchandising is to attract customers to the store and eventually increase sales. Visual merchandising includes how the products are presented for customers.

Essential Elements of Visual Merchandising

Color Schemes

Using color codes and texture schemes are a great way to gain attention of the customers. Colors are powerful and are capable of making or breaking your visual property. It requires high artistic skills to assemble the visual merchandise. Remember not to have too many colors as it can become confusing and chaotic. Contrasting color combinations are the safest option to go for.

Space Layout

Making use of the available space is vital. If you do not have enough floor space in your store for visual props and decorations, then make use of the vertical space. Be sure to keep the customers comfortable by ensuring that they have enough space to move around your store.

Store Lighting

Lighting helps in highlighting key elements of your store. You can make use of spot lighting to feature your best merchandise and specific store areas. Lighting helps in setting the mood and the ambience of your retail store.


Window Display: Window displays are primarily for making a statement about your business. Showcase your best products on your windows to bring in customers. They can be changed and decorated according to the influx of trends and seasons. For example, mannequins are used to display clothes and other accessories in the fashion industry.

Shelf Display: Shelf displays are used to declutter your merchandise and for a clear visualization of products you have to offer your customers. Place your best-selling product at the centre of the shelf and at the eye-level of customers

Stock Display: Stock display are products stacked upon one another, usually at the end of an aisle. They usually serve the purpose of having a sale. Examples of this type of displays are usually bathroom utilities, cutlery, clothes and footwear.

Fixture Display: These are the furnishings that are used to hold and display …


The captive insurance industry

The captive insurance industry has been around in some form since the 1800s. However, it didn’t gain prominence and “legitimacy” until the health care crisis of the 1970s. This is when a number of associations and industries got together in order to create their own insurance companies. In these captive groupings, clients would not only invest but be able to see and make decisions on the inner workings of their policies and premiums. Today, approximately five thousand captive insurance companies exist.

Many of these require a large investment to make a profit while covering losses and premiums at the same time. Yet, this doesn’t leave you out of the loop when it comes to this type of insurance business. If you have some investment, and the documentation to prove it can be paid, then you may want to consider starting a Micro Captive.

In the simplest terms, micro captives give small and mid-sized businesses the ability to protect themselves from the insurable risks. Under Section 831(b) of the IRS tax code, an entity which describes itself as a micro-captive must have written premiums less than or equal to $2.2 million.

There are a number of advantages to a micro-captive which may make owners of smaller businesses take a second look. Premiums which are paid to the micro-captive by those who both invest and are insured by the organization are deductible as an insurance expense. Because of this, there’s potential to lower standard income incurred by a business. The tax rate for the dividends paid to investors may also be lower since a micro-captive gets taxed on net investment income once expenses directly related to investment income are divided out.

Another recent advantage to setting up a micro-captive comes in the form of estate planning. Currently, captive ownership does not have to mirror ownership of the insured. Thus, the captive can be owned by a trust assigned to children or other heirs. However, it this is the purpose of the micro-captive, owners need to be notified of the risks taken when premiums are paid out or if losses occur.

Should a micro-captive be the way you want to go, start by speaking to organizations like CaptiveResources which have been part of the industry for decades. Then, make sure the investors and funds are ready for you to begin.…