Daily Archives: February 9, 2018

Archive of posts published in the specified Day

Feb
9

Pet Insurance – What You Need to Know

It’s a common mistake thinking that pet insurance is a new thing. The first policy was actually written in the late 19th century. It’s important to point that out because as a potential buyer you need to know this industry has had its time to grow up and learn its own tricks and it’s your job to see through each of those.

Being able to tell which policies benefit the insurance companies and which benefit you is a daunting task. Writers are hired to cleverly word points to mask the downsides and the self interest that the company doesn’t want you to see.

To illustrate this point I’ll give you a few examples:

You decide to get insurance on your mischievous dog, you’re worried that his tendency to weasel his way out of your yard will cause him to get hit one day and you want to make sure you’ll have the money to help him through it. You get an insurance plan and one day when he does escape he nearly gets hit. Thankfully the driver swerves out of the way and misses your dog. Unfortunately he also hit a parked car and through your particular contract offers no liability insurance so now you will end up paying a fortune. Did you know your insurance should cover you for that?

For another example you buy a brand new puppy and decide that you’d better insure it right away. What you failed to realize is that neutering your puppy and vaccinating it were considered elective procedures and are not covered by your insurance plan. Now not only are you paying for insurance, but you’re also still paying for procedures that could have been covered had you even known about elective procedures.

Lastly did you know that if your pet has previously been through a certain procedure that if you do not have the right plan the insurance company can refuse your pet going through the same procedure again?

Don’t be fooled into thinking it will be simple because it is pet insurance. The fact of the matter is that you are buying insurance, and like every other kind of insurance you can buy it comes with it’s quirks and back-aches.

Finding the right plan can often be a difficult time depending on the needs of you and your pet, and to make matters worse finding the wrong plan for a few years then switching is more likely to make the cost go up with the age of the pet. Pet insurance can be tricky business!…

Feb
9

How to Buy Quality Mexican Insurance Online

Typical Mexican Insurance Online Problems:

1. Not buying car Insurance for Mexico

U.S. and Canadian auto insurance is NOT recognized in Mexico and is invalid due to territorial exclusions. Travelers who don’t have auto insurance for Mexico and have an accident may spend many hours or days in jail and have their vehicle confiscated.

2. Forgetting to Buy Emergency Medical Assistance with your Mexican Auto Insurance Online Policy.

Mexico is an adventure and can become a perilous journey without emergency assistance coverage.The majority of health providers in the States do not cover Mexico.

3. How to Find Mexican Insurance Online Website.

It is suggested that you purchase Mexican insurance Online before entering Mexico. Although Mexican car insurance can be purchased from various vendors just prior to crossing the border, you may have difficulty verifying if your coverage is adequate and from a quality carrier approved by the Mexican government. You will probably pay more than you need to!

4. Legal Help and Bail Bond Expenses.

Here is an area is often forgotten in policy coverage. Your Mexico Auto Insurance policy should include an endorsement for Legal Assistance and Bond Expenses.

5. When you buy coverage, you should receive the following items to take with you on your trip:

* Authentic and admitted Mexican auto insurance policy printed legibly in Spanish and English.

* Accident instructions and important policy information.

* Essential phone numbers (Vital to keep on you in your wallet as well as in your vehicle)

* Car Insurance Premium payment receipt.

* Mexican Insurance ID cards with your certificate number and important phone numbers identified as working in Mexico or good in the US.

Make sure your plan covers your entire stay. All companies have daily, weekly, and yearly policies. You may find it less expensive to buy coverage with a longer period if you plan to stay over 20- 25 days.

Keep the ID Cards in your wallet or purse and keep the Mexican Insurance Online certificate and accident instructions in your glove compartment.

It is very important to separate them in case your car is stolen, or the authorities take your papers (frequently they don’t give them back) and you need to call the insurance company for translation or legal help.…