Daily Archives: March 7, 2020

Archive of posts published in the specified Day

Mar
7

Homeowners Insurance for a Mobile Homes in Massachusetts

Homeowners insurance for a mobile home in Massachusetts is slightly different than that for a traditional home. The main difference is that there are no attached structures to a mobile home and the insurance company recognizes this. In addition to having the standard protection from theft and damaged caused by fire or certain natural causes, a person who owns a mobile home in this eastern state can also purchase liability coverage.

Liability coverage on a mobile home offers the same type of protection as liability coverage on a traditional home. It pays for any damage or injuries that may result from a person being hurt while at your home. For someone who owns a dog, this type of coverage also protects them in the event the dog becomes aggressive and attacks someone who is visiting the promises.

Virtually all homeowner insurance policies for mobile homes offer some liability protection and in most cases it's more than adequate. For someone who is concerned that the standard level of coverage is not sufficient they can always purchase a higher level of liability coverage.

One way to determine whether you do have enough liability coverage is to consider what your position would be financially should someone bring a suit against you if they tripped and fell on your property or if they were indeed bitten by your family pet. Anything over and above the liability coverage offered by your mobile homeowner's insurance policy would become your personal responsibility. With many people bringing lawsuits against others in the hundreds of thousands of dollars this does cause concern. Remember that any legal fees you'd incur would also be paid for as part of the coverage the insurance company offers. If you do not want to find yourself facing bankruptcy over an incident like this it's a good idea to pay the extra for additional coverage. …

Mar
7

Secrets Of Personal Effectiveness In A Digital Age

After a careful study of some of the masters of time management, including Steven R. Covey (Seven Habits Of Highly Effective People), Roger Merrill (First Things First), and Timothy Ferriss (4 Hour Work Week) and after comparing their amazing time management principles to a highly dysfunctional test candidate (myself) I have developed three principles that have helped me become much more effective.

Principle 1. KNOW WHAT YOU SEEK.

According to Dr. Covey, human beings are comprised of four different fundamental areas: mental, physical, spiritual, and social / emotional. Take a sheet of paper, write down the four things, and ask this question: What one thing could I do, that would bring the greatest positive improvement in this area?

Next, identify the different "roles" you play in your life. Things like wife, husband, father, mother, daughter, member of a community, church or club, entrepreneur, cyclist, etc. Then ask the question for each of these roles as well. You now have a list of goals that cover every important area of ​​your life.

Principle 2. DEVELOP A DAILY AND WEEKLY METHOD OF OPERATION. (MO).

First, throw most of your long range goals in the trash. They're meaningless. Why? Because they delude you into thinking that it does not matter what you do TODAY. But today is all you have. How can you possibly reach a massive goal in five years if you do not do the daily work necessary to get there? Yet not everything has to be done on a daily basis, some thing are best performed weekly. For example, in the role of "husband" I try to have a date once a week with my wife. Weekly makes more sense than daily. But monthly is not near enough!

Very few goals outside of daily or weekly make sense. So take all the goals determined above, and develop your daily and weekly method of operation. Write them down on a single piece of paper, and display it where you will see it often.

Principle 3. REDUCE AND SIMPLIFY.

Think you do not have enough time? Think again. You have just as much time in the day as Mother Teresa or Bill Gates. One major difference between extremely highly effective and dysfunctional people is simply in the use of time.

Every morning, look at your daily and weekly MO. Start into those most important activities you have chosen, and stay on task until they're all done. Do not let ANYTHING distract you from each item. And do not multi-task. Do one at a time through to completion.

There are four things you will have to manage if you want to do this effectively: e-mail, the telephone, media, and other people.

E-mail.

Many experts tell us that e-mail wastes more time than any other business practice. And very few e-mails are mission critical. Here are some steps to take in killing this time sucking, income reducing monster:

1. Turn off the "you've got mail" sound on your computer.

2. Only check your e-mail …