Category Archives

Archive of posts published in the category: business
May
10

Top 10 Tips for Buy to Let Property Investments

Why buy-to-let?

Despite some recent changes to lending rules, buy-to-let property is still an extremely popular way for people to invest their money. There are many obvious reasons why, considering the current housing shortage and the low number of new builds that are not coping with the demand of the rising population. Some people are uncomfortable with putting their money into stocks, bonds, shares, ISA’s that may be confusing and don’t have the stable feel to them that good old bricks and mortar have, and prefer to invest in housing. Buy-to-let properties can have excellent long term returns, but like all property investments there are risks and there is no guarantee a property is going to make money. So to avoid this and to maximise your profit making potential, we have put together a short guide to help you on your way to becoming a successful, wealthy, landlord.

Researching the market & choosing the right area

The amount of research you do before making an offer on a property is crucial in how successful it will be. Fortunately the internet provides a wealth of data that you can use to help narrow down your search. To get a grasp on average prices/rents and trends take a look at The Home Let Rental Index and property portal sites such as Zoopla and Rightmove. These will give you an idea about what areas offer and their amenities – sites like Property Detective and Dataloft are good for that also. Try contacting other landlords or letting agents who can advise you. This can be done in person, but again the internet provides forums where people can meet and share information. Lastly, nothing beats getting off the computer and visiting physical locations where you will be able to get a true feel for any potential areas you are thinking of investing in.

 

Calculate how much you want to spend & shop around

This is a crucial step so take your time in calculating as accurate a budget as possible. There may be additional costs and factors that may not have occurred to you so make sure you are aware of all of the expenses. There are also handy online calculators that can give you estimates. Some of the factors to keep in mind are:

Maintenance – You will set a certain level of maintenance in the tenancy agreement but you are required to keep the property in good order.

Letting agent fees – Handing over the running of the property to an agent will free up your time and lower stress levels but that peace of mind comes at a cost.

Other costs include insurance, survey fees, and how much of the appliances you want to supply and maintain. All have to be factored in when choosing rent levels and weighing it up against mortgage payments. There is a wide variety so shop around for best deals and see what other landlords in the area offer.

 

Weigh up the pros and cons

There …

May
9

4 Considerations When Buying Industrial Parts

If you’re in the market for industrial parts, you might be a little wide-eyed at all of your options. Here are just a few ways to narrow things down and find a part that’s truly right for you.

1. Price

Since this is one of the most important questions that you’ll have to ask, it should also be the first. How much can you afford to spend on industrial parts? What’s the maximum limit of your budget? Have you included things like delivery and assembly in those price projections? You might want to run the numbers two or three times to ensure that you have them right.

2. Product Type

It doesn’t matter if you’re searching for lift conveyors or deaerator trays. No matter what you’re seeking, make a list of the specifications that matter to you. If the product needs to be a certain size or operate at a specific capacity, don’t waste your time with items that don’t fit the bill. Stick to the brochures and blog categories that will get you what you need.

3. Brand

Big brands are the most well-known, but they aren’t necessarily offering the finest products or the best deals. You’ll want to compare and contrast between brands to make sure that there isn’t a competing company with a better offer right around the corner. If you can find a headier discount, take it!

4. Warranty

Many industrial parts come with an warranty, but read the fine print before you blithely accept its terms. It might say that you have to pay for return shipping charges if there’s a defect with your item, or it might not cover replacement parts for certain types of damage. These are the kinds of things that you’ll want to know in advance, so always read the entire warranty.

These are just a few tips for buying industrial parts. It might seem like a lot, but it’s better to weigh your options and work out the details before you hand over your credit card, especially if you’re purchasing something big and expensive. Happy shopping!…

Apr
11

Commercial and Residential Real Estate

Comparing residential and commercial real estate is like comparing oranges and apples. Both are from the same genre, but the similarities end at that. Following are some general descriptions of the two kinds of real estate.

  • Commercial real estate is business-oriented. It involves property that is leased, sold, or utilized to achieve a certain business objective. This kind of real estate has used an investment to achieve a return on the funds they’ve invested.
  • Residential real estate revolves around a homeowner and their family’s needs and wants. The property is purchased for personal use, in most cases to provide a place for the family to live.

In the case of the commercial real estate, the selling process is based on return-on-investment calculations and numbers. The residential real estate isn’t as cut-and-dry since the purchase is a lot more emotional. A lot of buyers will decide based on the fact the house simply feels right to them, instead of basing their decision on an anticipated return on investment.

What Is Residential Real Estate?

Since residential real estate is focused primarily on personal use, a residential agent represents the sellers or buyers of a single family primary home. Within the business of residential real estate, agents engage in a few other specialties, such as:

  • Selling a secondary home where people can get a “home-away-from-home”, where they can be free from the daily routine. The second home market is among the segments of the residential real estate which is growing the fastest. Over 21 percent of sales in 2004 were�for this kind of home, either for use by the purchaser or for investing.
  • There has been a steady increase in holiday homes abroad and estate agents in Menorca or ‘inmobiliarias�en Menorca‘ have reported a surge in foreign property investment.
  • Working for someone who builds new homes, often by serving as an on-site salesperson for the new home community. Agents in this role sell only the builder’s homes. If they need to sell a home that’s outside the community, another agent will usually handle the sale.

Representing investors who put money in real estate, trying to increase their wealth through ownership of duplexes, triplexes, fourplexes or simple homes. Small-scale multiplexes tend to be handled by residential agents instead of commercial ones, for two reasons:

  • The purchaser will often live in a segment of the multiplex, making it both an investment property and a residence.
  • Often, a purchaser will be able to buy up to a fourplex using a conventional mortgage.

It’s rare that a residential agent will represent a buyer or a seller of a multiplex with over four dwelling units. Purchasers of a larger complex have to qualify for a commercial real estate loan and make sure to secure it. This type of loan involves much more restrictive conditions, that include shorter amortization schedules, larger down payments or initial equity positions, and higher interest rates.

What Is Commercial Real Estate?

On the other hand, the commercial real …

Apr
11

Drum Pump Market Reports Provide Intelligence Along With a Forecast From 2017- 2027

Industrialization has increased significantly in both developing and the developed countries due to the industrial demands for both oils and lubricants. Lubricants, oils and other liquid types are typically stored in tanks, barrels, drums and so forth. The drum pumps are a form of lightweight, small and portable solutions that serve the purpose of emptying liquids out of these containers. The drum pump can be used for products such as diesel oil, engine oil, gasoline, hydraulic oil, alcohol, vegetable oil, acid, milk along with corrosive as well as lubricative liquid transfers.

How Drum Pumps Are Used for Transfer of Industrial Fluids

Most of the industrial oils become extremely heavy once placed into a barrel or a drum. Today there are a number of industries that have turned to drum pumps opposed to trying to get these liquids out of these containers by tipping them. The exponential demands for drum pumps are fuelled by several industries and are forecasted to increase over the next decade. The reason for the popularity of the drum pumps and ATEX pumps and motors by Flux Pumps is that it offers an effective solution for emptying these liquids out of barrels or tanks because it minimizes the chance or wastage along with spillage. At the same time, it also does away with the chances of accidents or injuries to operators. Due to its countless benefits, drum pumps have quickly become the preferred choices associated with outing liquids.

The demand and growth of drum pump markets is set to increase significantly for assorted reasons. An important factor that directly contributes to this growth of drum pumps is to do with the rise in demands from several industries which include milk, oils, lubricants and chemicals etc. There are many industries that are in the business of importing and exporting these liquids in large containers instead of using smaller containers for the purpose of saving on shipping as well as transportation costs.

Dispensing Liquids With Drum Pumps

When dispensing liquids from large containers such as tanks and barrels, many industries take preference over drum pump, which has contributed to positively driving the drum-pump market. They provide a way to quickly transfer liquids without spillage or wastage. More importantly, the drum pump offers more benefits in the way of saving manpower, resources and time. Drum pumps offer one of the easiest ways to dispense liquids with the use of flow-control from at outlet linked to the ball-valve has also participated in the increase in the drum pump industries.

Across the globe, the market for drum pumps are broken down into the type of application, materials and product types. When it comes to product types, drum-pump markets are further segmented into Hydraulic, Pneumatic, Rotary/ Manual pump, among others. When it comes to the material types drum-pump markets include metals and plastics.

Plastic segments are broken down further into Polypropylene (PP), Chlorinated Polyvinyl Chloride (CPC), Polyvinylidene Fluoride (PVDF), along with others. Metal segments are broken down further into aluminium, …

Mar
30

Make Your Own particular Website easily and Improve The Traffic Effortlessly

There are various ways to upgrade your business, or basically give your contemplations and contemplations to the world; you ought to do simply make a website on the web. Designing a website can be an extraordinarily troublesome endeavor besides overpowering errand, however if you are taking in the fundamental and perceiving how to make it honestly, you will find the procedure to influence a website to will interest and pleasant. In this way, today, I will give you a controlled guide on the most capable method to make a website suitably and handle the complexities quickly. Then again, you can visit SEO Company Dallas TX for professional help for website creation.

The initial step is completing your work before you start to make a website. Confirm that you are making sense of what kind of website you have to make. For musings, you can start with your own life, leisure activity or diversion. Then again, you can start with your consequence of your association that you have to offer.

The next step is design your website. You should study other website especially website that have same limit with your website will be. Check and think why the other website are having remarkable design, what influences the website to design work impeccably with the content and draw in visitor. Thusly, you will have the ability to get an idea with respect to design you could call your own particular districts, I endorse you to check how the design in case you are putting unmistakable sorts of contents. The less perplexing the design, the less the page and the more pulled in to your visitor. In any case, you may offer page to give bit of information about your thing or more significant clarification of your thing. Make a point to be sensible with your inclination and pick a design subject as showed by your thing or thought you have to pass on to the visitor.

The next step is picking up an arrangement for website ground. You may need to learn and secure information about website creation from Schema.org. Thusly, you will have the ability to upgrade the way you deal with your website and make all parts of your website valuable and convincing. Overview your financial plan, time and your imperativeness to chip away at your website. Make an arrangement for website creation process and timetable. Thusly, you will have the ability to chip away at your website successfully and welcome the procedure.

The next step is adapting more about enhancing your website. I endorse you to figure out how to make moreover enhancing your website such expanding the quantity of individuals that will visit your website reliably and expanding steady web traffic. Each great website are rely upon their content, ensure that you are making a decent content, great format and design, additionally ensure that you are making the most of your opportunity in developing your website for the best outcome. Along these lines, your website will be an …

Mar
13

Affordable Florida Health Insurance

Affordable Florida health insurance policies are available for individuals, families, self-employed, small business, and large business groups. There are several plans available to choose from. In order to make a wise decision it is necessary to know the basic features of insurance plans. As the cost of health care shows no sign of declining, health insurance is a perfect solution to counter it.

There are numerous ways to get affordable Florida health insurance for yourself or for your family. In an affordable individual health insurance plan, there is no need to pay the high COBRA (Consolidated Omnibus Budget Reconciliation Act) rates. For people who have low income, the State of Florida has designed a Medicaid program and the details can be collected from your local Division of Family Services office, which also provides the application forms. This service covers the health insurance requirements of the entire family, such as dental work, eye care, doctor visits, emergency care, and prescriptions. The program is considered a very good option for families with children. The program is free and is easy to sign up for.

Another option to get an affordable Florida health insurance is to look on the Internet. It provides a massive amount of information on affordable individual or group health insurance in Florida. But, finding an affordable Florida health insurance is a difficult task. The major problem is recognizing a good insurance agent. Many agents somehow “”forget”” to talk about plan restrictions, which could make the plan absolutely ineffective. Therefore, it is important that you do some careful investigation before zeroing in on a plan that is ideal for your family and that fits your purse.

The high-quality Florida health insurance quoting system helps you find affordable Florida health insurance policies quickly. With health insurance costs constantly on the rise, striking a balance between needs and means is no longer an easy affair. Health insurance quote is the consumer’s best help to actual health insurance information.…

Mar
12

The Underestimated Power of Content Curation for Personal Branding

When I was little I remember trying to talk my dad into things I wanted like new shoes or a new cassette (yes I’m showing my age!) but I didn’t always go too well because mum was the boss and was in charge of those types of decisions!

So I soon worked out that if I said that mum said I could have it then dad would listen because he trusted my mum of course. Otherwise, it was just me banging on again about something I wanted. The power of being able to influence an outcome was not so much about me asking for it, but the value of the right person saying it.

Content curation in social media provides the same influence. A Content Curator is a bit like a museum curator. If you think about a Museum Curator they decide on all the artefacts that are going to go into the museum for people to come and see. Their job is to research and know what they’re looking for so the customer will come to the museum. The curator’s knowledge, expertise and experience are the most valuable skills to make it work. So as a Content Curator your skill is highlighted by the content you share on your social media.

After delivering some workshops recently I found many clients procrastinate about sharing content because they feel like it should be their own blog so they end up with less visibility. They don’t believe that curation has as much value, when in fact curation can be even more valuable.

My good friend and President of the Queensland Chapter of the Australian Marketing Institute, Kellie-Ann Robinson recently shared her insights with me being that a new role called a “Content Curator” will start to emerge in organisations in Australia and will be the new Public Relations. This week’s slideshare presentation by King Content shares some insights about the future of this type of work.

So, there are 4 big reasons why content curation works:

  • Someone else has said it: The fact that it wasn’t just you saying it and no-one else means that your opinion is validated by other experts in the field. You’re therefore opening yourself up to being more trusted.
  • You get to contrast your insights: You can combine more than one piece of information with another to curate and share your insights. You can still add your expertise, even if you don’t agree with what is being said.
  • Less “salesy“: Instead of constantly pumping out your own content and being too self-promoting, you can leverage what others say and genuinely add value to your audience without it seeming like it’s all about you just marketing your own products and services. Let’s face it we don’t like having sales talk shoved down out throat in feeds all day.
  • It’s more efficient: You spend less time writing content from scratch and more on your insights and value add. This means you can get through more, share
Mar
11

Why You Are Not Making Good Money Online

You may well have a really super product, be an expert within your field and be willing to spend several hours each day on the Internet, yet still your business fails. Why is this do you think?

Well, I will tell you. The easy access to browsing, checking your mail, and playing games is the most productive robbing and destructive element of being on line. It's so tempting to wander away from what you are supposed to be doing.

To stop this happening you need to be able to control your online time and here are a few tips to help you do this.

  1. Prior to sitting down in front of your computer make a list of the tasks you have to complete and how long you expect they will take.
  2. Allocate a specific amount of time for your mail to be read and answered, say 15 minutes or so and always answer the most important ones first. As soon as your 15 minutes are up, start to tackle the next task on your list.
  3. Fifteen is a good number so use it again and limit the time you spend surfing to 15 minutes.
  4. Be focused when you are searching for new information or new ideas. You do not want to spend hours reading on line and having nothing to show for it at the end. If you do not find what you are looking for stop your research until later on when you have completed your other tasks.
  5. Be determined to take action. When you have discovered how to do something get on with it straight away. If you stay online looking for more information, the real work will never get done.
  6. Your free time and work time need to be balanced if you are working from home. Concentrate on what you are doing and do not keep stopping to do something else around the house.
  7. Likewise when you are not working, stay away from the computer. Do not keep checking your new emails every ten minutes. Nothing is going to be so important that it can not wait until the morning. Work time and free time need to be kept separate or you will find yourself in a dangerous cycle of distraction which will result in a complete lack of productivity.
  8. Stick rigidly to a specific amount of online time each day.
Mar
10

5 Simple ways businesses can save money

Running a business can be an expensive venture. However, costs does not need to be high at all times. Here are 5 simple methods to consider in reducing those outgoing costs for your business.

  1. Reducing labour costs

 

Reducing labour costs by hiring interns to take some burden off the workload. Not only they are given the opportunity to have work experience, businesses can benefit from low cost labour. Most of the time, they would need to be trained on how to use softwares and the company processes, so the costs and advantages must be considered when considering this method.

Otherwise, outsourcing labour by hiring short term freelancers to help out on projects is a great alternative. The main advantage of this method includes not paying a full time salary, and that  consideration can be made in hiring them for current or possible positions after the project has ended. This would reduce significant costs in recruiting and training talent.

It is important that businesses have professional indemnity insurance in cas3 any mistakes are made, and protect from any legal costs incurred.

  1. Use of technology

By utilising free cloud technology such as Google documents, this would reduce cost on software and save money on expenses such as printing on paper.

Furthermore, using Skype for business meetings nwould reduce costs, stress and time in travelling for business meetings. This can be also cost effective if some businesses also allows workers to work from home, and communicate through emails and work chat groups. As a result, businesses may see a reduction in electricity bills, and employees they can have that work life balance. This may help in achieving a smaller office which would reduce operational costs.

  1. Paying invoices promptly

 

By paying invoices without delay, a discount may be granted by your supplier if they receive it earlier in the first couple of days. This method is advantageous in building a good long term relationship with suppliers. In addition, businesses can gain leverage in negotiating prices with suppliers, as they would rather keep them as their regular customer instead of becoming their loss.

  1. Used equipments

Good quality, second hand softwares and equipments can be found at a discounted price since technology are constantly being innovated replacing older versions. Second hand equipment can be still as useful at a lower price which can help in reducing expenses. Or if it is on a temporary basis, there are options to rent equipments too which would be a great alternative in helping businesses save,

 

  1. Arranging lower credit card Annual Percentage Rate (APR)

As a business, benefits can be gained from credit card packages from your credit card lender such as flexible borrowing. Credit cards may be used for business travel expenses or minor purchases. Businesses can negotiate for lower credit card APR with their lender should they find themselves paying a high annual percentage rate. Thus, they can reduce costs and create huge savings in the long term.

 …

Mar
8

Staff Turnover: The Way Your Building Can Assist in Retaining An Occupier’s Workforce

Have you had thoughts about how to retain the best talent in your workplace? How does your company premises have an impact on your personal staff turnover? You may think its all based on benefits, perks and bonuses? These aspects may be important, but actually are only the tip of the iceberg. Your building and the way in which it is managed is able to address a number of factors associated with staff contentment and wellbeing. In the highly competitive environment where a variety of owners of companies have problems when it comes to retaining the workers that are the best-skilled, we have identified 7 parts of a working life that should be considered. In addition, we will give you information of how your company building is able to support you when it comes to the achievement of workplace satisfaction.

1. Appreciating Your Staff

“To achieve full appreciation, business owners need to go beyond the lavish Christmas parties and bonus packages,” explain training experts at GBS Corporate Training. You may have heard about the “sick building” syndrome, as well as how air quality in buildings impacts on the inhabitant’s wellbeing. Appreciation is easy to foster with the simple act of offering a clean, well maintained and high-quality workspace. This is typically achieved through up-to-date and hi-tech air-conditioning systems, along with ensuring regularly managed and maintained spaces.

2. Embrace the Talents of Your Employees

You may have often heard your colleagues complaining that it is either “too hot or too cold to work!” Offering a work environment that allows your employees a way in which to reach their best abilities often begins with a simple act of making sure the working environment stays constant and comfortable.

3. Keep Communication Lines Open

Any organisation should work towards a culture in the working environment that allows staff from every level to be heard and express their personal views. At the most basic of levels, the acoustics in a workplace play a role. With an improvement in acoustics within the workplace, it represents around a 67% increase when it comes to accuracy.

4. Build Up a Culture Based on Fairness

It is a worthwhile consideration to think about how your workplace is laid out and how it is able to encourage ownership over spaces. For employees on every level, they should feel like they are freely allowed to use meeting rooms or devising a flow of the office to avoid division between the different departments. This all plays a significant role in the establishment of a working space that is comfortable.

5. Achieving Life/ Work Balance

There are a number of ways in which to progress towards these goals and is one of those factors that are highly flexible and subjective. The wellness and health of your employees are easy to incorporate into working days if your building allows for a way. This can mean using communal spaces that are dedicated to social or health events. An example of …