Affordable Florida Health Insurance

Posted on Posted in business, insurance

Affordable Florida health insurance policies are available for individuals, families, self-employed, small business, and large business groups. There are several plans available to choose from. In order to make a wise decision it is necessary to know the basic features of insurance plans. As the cost of health care shows no sign of declining, health insurance is a perfect solution to counter it.

There are numerous ways to get affordable Florida health insurance for yourself or for your family. In an affordable individual health insurance plan, there is no need to pay the high COBRA (Consolidated Omnibus Budget Reconciliation Act) rates. For people who have low income, the State of Florida has designed a Medicaid program and the details can be collected from your local Division of Family Services office, which also provides the application forms. This service covers the health insurance requirements of the entire family, such as dental work, eye care, doctor visits, emergency care, and prescriptions. The program is considered a very good option for families with children. The program is free and is easy to sign up for.

Another option to get an affordable Florida health insurance is to look on the Internet. It provides a massive amount of information on affordable individual or group health insurance in Florida. But, finding an affordable Florida health insurance is a difficult task. The major problem is recognizing a good insurance agent. Many agents somehow “”forget”” to talk about plan restrictions, which could make the plan absolutely ineffective. Therefore, it is important that you do some careful investigation before zeroing in on a plan that is ideal for your family and that fits your purse.

The high-quality Florida health insurance quoting system helps you find affordable Florida health insurance policies quickly. With health insurance costs constantly on the rise, striking a balance between needs and means is no longer an easy affair. Health insurance quote is the consumer’s best help to actual health insurance information.…

The Underestimated Power of Content Curation for Personal Branding

Posted on Posted in business

When I was little I remember trying to talk my dad into things I wanted like new shoes or a new cassette (yes I’m showing my age!) but I didn’t always go too well because mum was the boss and was in charge of those types of decisions!

So I soon worked out that if I said that mum said I could have it then dad would listen because he trusted my mum of course. Otherwise, it was just me banging on again about something I wanted. The power of being able to influence an outcome was not so much about me asking for it, but the value of the right person saying it.

Content curation in social media provides the same influence. A Content Curator is a bit like a museum curator. If you think about a Museum Curator they decide on all the artefacts that are going to go into the museum for people to come and see. Their job is to research and know what they’re looking for so the customer will come to the museum. The curator’s knowledge, expertise and experience are the most valuable skills to make it work. So as a Content Curator your skill is highlighted by the content you share on your social media.

After delivering some workshops recently I found many clients procrastinate about sharing content because they feel like it should be their own blog so they end up with less visibility. They don’t believe that curation has as much value, when in fact curation can be even more valuable.

My good friend and President of the Queensland Chapter of the Australian Marketing Institute, Kellie-Ann Robinson recently shared her insights with me being that a new role called a “Content Curator” will start to emerge in organisations in Australia and will be the new Public Relations. This week’s slideshare presentation by King Content shares some insights about the future of this type of work.

So, there are 4 big reasons why content curation works:

  • Someone else has said it: The fact that it wasn’t just you saying it and no-one else means that your opinion is validated by other experts in the field. You’re therefore opening yourself up to being more trusted.
  • You get to contrast your insights: You can combine more than one piece of information with another to curate and share your insights. You can still add your expertise, even if you don’t agree with what is being said.
  • Less “salesy“: Instead of constantly pumping out your own content and being too self-promoting, you can leverage what others say and genuinely add value to your audience without it seeming like it’s all about you just marketing your own products and services. Let’s face it we don’t like having sales talk shoved down out throat in feeds all day.
  • It’s more efficient: You spend less time writing content from scratch and more on your insights and value add. This means you can get through more, share

Why You Are Not Making Good Money Online

Posted on Posted in business

You may well have a really super product, be an expert within your field and be willing to spend several hours each day on the Internet, yet still your business fails. Why is this do you think?

Well, I will tell you. The easy access to browsing, checking your mail, and playing games is the most productive robbing and destructive element of being on line. It's so tempting to wander away from what you are supposed to be doing.

To stop this happening you need to be able to control your online time and here are a few tips to help you do this.

  1. Prior to sitting down in front of your computer make a list of the tasks you have to complete and how long you expect they will take.
  2. Allocate a specific amount of time for your mail to be read and answered, say 15 minutes or so and always answer the most important ones first. As soon as your 15 minutes are up, start to tackle the next task on your list.
  3. Fifteen is a good number so use it again and limit the time you spend surfing to 15 minutes.
  4. Be focused when you are searching for new information or new ideas. You do not want to spend hours reading on line and having nothing to show for it at the end. If you do not find what you are looking for stop your research until later on when you have completed your other tasks.
  5. Be determined to take action. When you have discovered how to do something get on with it straight away. If you stay online looking for more information, the real work will never get done.
  6. Your free time and work time need to be balanced if you are working from home. Concentrate on what you are doing and do not keep stopping to do something else around the house.
  7. Likewise when you are not working, stay away from the computer. Do not keep checking your new emails every ten minutes. Nothing is going to be so important that it can not wait until the morning. Work time and free time need to be kept separate or you will find yourself in a dangerous cycle of distraction which will result in a complete lack of productivity.
  8. Stick rigidly to a specific amount of online time each day.

5 Simple ways businesses can save money

Posted on Posted in business

Running a business can be an expensive venture. However, costs does not need to be high at all times. Here are 5 simple methods to consider in reducing those outgoing costs for your business.

  1. Reducing labour costs


Reducing labour costs by hiring interns to take some burden off the workload. Not only they are given the opportunity to have work experience, businesses can benefit from low cost labour. Most of the time, they would need to be trained on how to use softwares and the company processes, so the costs and advantages must be considered when considering this method.

Otherwise, outsourcing labour by hiring short term freelancers to help out on projects is a great alternative. The main advantage of this method includes not paying a full time salary, and that  consideration can be made in hiring them for current or possible positions after the project has ended. This would reduce significant costs in recruiting and training talent.

It is important that businesses have professional indemnity insurance in cas3 any mistakes are made, and protect from any legal costs incurred.

  1. Use of technology

By utilising free cloud technology such as Google documents, this would reduce cost on software and save money on expenses such as printing on paper.

Furthermore, using Skype for business meetings nwould reduce costs, stress and time in travelling for business meetings. This can be also cost effective if some businesses also allows workers to work from home, and communicate through emails and work chat groups. As a result, businesses may see a reduction in electricity bills, and employees they can have that work life balance. This may help in achieving a smaller office which would reduce operational costs.

  1. Paying invoices promptly


By paying invoices without delay, a discount may be granted by your supplier if they receive it earlier in the first couple of days. This method is advantageous in building a good long term relationship with suppliers. In addition, businesses can gain leverage in negotiating prices with suppliers, as they would rather keep them as their regular customer instead of becoming their loss.

  1. Used equipments

Good quality, second hand softwares and equipments can be found at a discounted price since technology are constantly being innovated replacing older versions. Second hand equipment can be still as useful at a lower price which can help in reducing expenses. Or if it is on a temporary basis, there are options to rent equipments too which would be a great alternative in helping businesses save,


  1. Arranging lower credit card Annual Percentage Rate (APR)

As a business, benefits can be gained from credit card packages from your credit card lender such as flexible borrowing. Credit cards may be used for business travel expenses or minor purchases. Businesses can negotiate for lower credit card APR with their lender should they find themselves paying a high annual percentage rate. Thus, they can reduce costs and create huge savings in the long term.


Staff Turnover: The Way Your Building Can Assist in Retaining An Occupier’s Workforce

Posted on Posted in business
By: David Martyn Hunt

Have you had thoughts about how to retain the best talent in your workplace? How does your company premises have an impact on your personal staff turnover? You may think its all based on benefits, perks and bonuses? These aspects may be important, but actually are only the tip of the iceberg. Your building and the way in which it is managed is able to address a number of factors associated with staff contentment and wellbeing. In the highly competitive environment where a variety of owners of companies have problems when it comes to retaining the workers that are the best-skilled, we have identified 7 parts of a working life that should be considered. In addition, we will give you information of how your company building is able to support you when it comes to the achievement of workplace satisfaction.

1. Appreciating Your Staff

“To achieve full appreciation, business owners need to go beyond the lavish Christmas parties and bonus packages,” explain training experts at GBS Corporate Training. You may have heard about the “sick building” syndrome, as well as how air quality in buildings impacts on the inhabitant’s wellbeing. Appreciation is easy to foster with the simple act of offering a clean, well maintained and high-quality workspace. This is typically achieved through up-to-date and hi-tech air-conditioning systems, along with ensuring regularly managed and maintained spaces.

2. Embrace the Talents of Your Employees

You may have often heard your colleagues complaining that it is either “too hot or too cold to work!” Offering a work environment that allows your employees a way in which to reach their best abilities often begins with a simple act of making sure the working environment stays constant and comfortable.

3. Keep Communication Lines Open

Any organisation should work towards a culture in the working environment that allows staff from every level to be heard and express their personal views. At the most basic of levels, the acoustics in a workplace play a role. With an improvement in acoustics within the workplace, it represents around a 67% increase when it comes to accuracy.

4. Build Up a Culture Based on Fairness

It is a worthwhile consideration to think about how your workplace is laid out and how it is able to encourage ownership over spaces. For employees on every level, they should feel like they are freely allowed to use meeting rooms or devising a flow of the office to avoid division between the different departments. This all plays a significant role in the establishment of a working space that is comfortable.

5. Achieving Life/ Work Balance

There are a number of ways in which to progress towards these goals and is one of those factors that are highly flexible and subjective. The wellness and health of your employees are easy to incorporate into working days if your building allows for a way. This can mean using communal spaces that are dedicated to social or health events. An example of …

Anatomy For Fitness Professionals

Posted on Posted in business, personal

How to Master Muscular Anatomy Fast & Avoid the 5 Most Common Anatomy Mistakes
Anatomy = Foundation of Exercise Science

Learning anatomy as a fitness professional is like learning to build a foundation as an architect; it supports everything else!

Everything else is built on top of it!

Personal training is super dynamic and intimate, so I suppose you could make the same claim about personality being fundamentalist; if the client does not want to spend time with you because of your bad attitude or bad communication skills, it really doesnt matter how much you know!

But that is why we break up personal training sills into categories. Because training is so dynamic, it is helpful to break up the various skill sets into 3 key mega-competencies: interpersonal skills, exercise science, and business acumen.

Anatomy and biomechanics are the very foundation of exercise science, with physiology secondary. (What is physiology anyway, except your anatomies response to forces / mechanics?

It really does not matter how much you know about other areas of exercise science, if you do not have a strong foundation in biomechanics and anatomy, you will not be able to accurately and safely apply your knowledge.
Types of Anatomy

Within anatomy, there are multiple focuses; neural anatomy, bony anatomy, muscular anatomy. As a trainer, it is VERY important to keep in mind how many other structures there are in the body that affects its performance and health.

Yes, initially we should be focused on muscular anatomy, but as fitness professionals, we have to keep in mind that we tend to be too focused on muscles sometimes. Often, a tight muscle will tighten because of a fascial restriction! Everything is connected to everything through the fascial network. Just keep this in mind when you are problem solving and studying.

As you advance, more time should be sent on learning more advanced anatomy like fascial anatomy, and the anatomy of the tendons, ligaments, and how they attach to bony surfaces.
Practice Makes Perfect

There are a lot of great tools out there to learn anatomy. Use these tools, the first one is free, and practice with other trainers. Make cards, quiz each other, and try to link the specific names to your own exercise routine when you workout.

[Anatomy for fitness] – This website is AWESOME! It is a digital animation of the muscular system. Click and drag a little slider under each joint, and it will build the muscular support system around it from the most deep to the most wonderful. Very cool and definitely worth checking out, you can also click to see each muscles action, which is good but very simplified. (Be sure to read "Most Common Anatomy Mistakes" below). And it's free! Also, you can take a quiz on the site. Every new fitness professional should know about this site and spend time on it, it is great.

Human Anatomy Atlas of Human Anatomy DVD Set -This dvd set is AMAZING! I have watched all …

Real People – Real Jobs And Real Money

Posted on Posted in business, money, personal

Dear Friends,

There is no doubt that working at home is a dream for many, if not most people. I think there is a part of everyone that wants to work at home. There are many ways to make money by working at home. You can start your own home based business, create a product and sell it, associate with an existing business, run online auctions, freelance for a company, do a job from home, or any of the many other ways to work at home.

Right now I am going to focus on making money at home with a work at home job or some form of it. Personally, I think that running your own home based business is the best way to work at home but sometimes that is just not an option for people.

There are many reasons why someone would want to have a work at home job to make extra money, rather than run a home based business. Here are a few that come to the top of my head:

1) Need to make a little extra money to get out of debts

2) Want to make some money to take a vacation.

3) Just want to make some money to put into savings.

4) Must work at home due to a disability.

5) Student that needs to make money for college but may not have time to run a home based business, so they just want an at home job.

6) Moms that need to make money to help provide for the family but must also stay at home with the kids (work at home jobs are great for you)

There are MANY other reasons why someone would choose to work at home. Why do you want to have a work at home job? You may or may not have one of the reasons above. Whatever your reason may be, there are tons of benefits to working at home. There are many legitimate ways to make money at home using the internet without actually running a "home business".

One of the Greatest Earning Opportunity for Home workers, Part time jobbers, Net Surfers, Network Marketers to earn Extra Money from Home – What do you think? Do you want to earn extra income by working in spare time?

Do you have little Internet knowledge? Do you want to earn money for free? If your answer is yes, then you have come to the right place. Process Emails on the net and earn high income from home. Work without leaving your job. Work Part Time only, no need to work full time. Work from Home or Office. Work in your spare time. Enjoy Personal Freedom and Financial Independence. We are offering Home based Internet job work opportunity to everyone those who want to earn extra income in their spare time using their computer and internet knowledge. For more information please visit:

Wish you good luck! …

Service with Style – How To Impress Your Clients with a Serviced Office in Hong Kong

Posted on Posted in business


Hong Kong is home to a thriving business environment thanks to free trade, low tax and minimum government intervention. Add to that modern infrastructure and excellent telecommunications, it has long been a draw for major corporations looking to exploit the Asian marketplace. It’s the world’s 8th largest economy with China being the city’s biggest trading partner. You’ll see all the major players from the corporate and finance sectors in Hong Kong’s central business districts.

All of these incentives also combine make it the most competitive economy in the world. This has driven office rental prices through the roof and the city also holds the title of the most expensive office rental prices in the world. This can be a massive barrier to getting a business off the ground in Hong Kong.

Serviced offices ( can provide a solution to this barrier to entry to the marketplace, as well as making a lasting impression on prospective clients.

Service with Style

Serviced offices come fully furnished and ready for you to get to work in instantly. Servcorp offers 5-star unbranded office fit outs, complete with luxurious leather furniture and original artwork decorating the walls, complemented by their signature checkerboard granite floor.

There’s also a dedicated bilingual receptionist provided to manage your calls and greet your guests, creating an instant air of professionalism, sure to make a lasting impression on your clients.

Prestigious Locations

Servcorp’s serviced offices in Hong Kong are located in the best and most prestigious CBD buildings with incredible views over Hong Kong’s skyline. You can choose from there different locations, each one sure to suitably impress clients.

One Peking is an award-winning building shaped like a sail located in the Tsim Sha Tsui district, in Kowloon’s commercial hub. It’s also a green intelligence building that makes full use of natural lighting and energy saving facilities. If your business is eco and/or sustainability oriented this is sure to impress potential clients.

The Hong Kong Club Building is located in the heart of the aptly named Central district, the financial and commercial centre of Hong Kong. It boasts spectacular scenery and is located near many of Hong Kong’s landmark attractions.

Two International Finance Centre (Two IFC), is the tallest building on Hong Kong Island, which is the main financial centre of Hong Kong. This building has had a taste of fame as it was used in numerous Hollywood movies, the most famous being Batman The Dark Knight. That is sure to impress your clients when they come by for business meetings.

All these serviced office locations are conveniently positioned near all amenities you could ever need from shopping centres to restaurants and most importantly they offer convenient access to metro, bus and ferry transport systems, so clients can reach you easily.

State of the Art Facilities and A Professional Team of Staff


Serviced offices proved state of the art boardrooms and meeting rooms, with video conferencing capabilities, as and when you need them. Lightning …

How To Make Money By Giving A Free Course

Posted on Posted in business, money

Suppose you could give away free access to a course to anyone and everyone.

And further suppose that by giving away the course, you can make $10,000 a month.

Interested? Here’s how one bloke (we’ll call him Jim) is doing exactly that:

Jim created a large, comprehensive course aimed at newbies who want to start an online business.

Mind you, he didn’t create it from scratch. Rather, he took the best PLR he could find and repurposed it into a massive course that teaches people all of the main methods of online marketing, such as PPC, affiliate marketing, list building, flipping websites, Amazon, selling software, creating info products, blogging and so forth.

In the course, he includes the basics of each method and encourages his students to choose a method and get busy building their business.

Then for each method, he promotes an affiliate link for the ‘best’ in-depth course in each category.

Now pay attention to this next bit – he only promotes recurring courses. That is, membership type courses and sites that bill month after month.

So when he makes a sale, he’s going to continue to get paid on it for as long as that person remains a member.

It gets even better, because he also promotes related products such as web hosting, autoresponders and so forth. Anything that makes sense, works and bills monthly is a product he’s likely to promote.

And he doesn’t even stop there. He is also creating his own recurring courses on each topic. Once he finishes a course, he puts it online and then changes the corresponding affiliate links to his own course.

He likes to make each course a set length of time such as six to eight months, because he’s found the students tend to stay longer and pay more when there is an ‘end’ in sight.

And of course inside each of his own courses, he promotes corresponding products that help his students build their businesses better and faster.

He does all of this by first building trust with his list, showing that he knows what he is talking about, and being the reader’s advocate and teacher.

Creating the trust is crucial, and it’s pretty darn easy, too. When you tell your readers the good and the bad of any money making method, they start to trust you. Remember, most marketing emails for online business type products are only telling the subscribers how great something is. They don’t tell what’s not so great. But he always gives his opinion, both good and bad, and because of that people love him, trust him and pretty much do whatever he says to do.

So by the time he gets around to promoting affiliate links, his readers are taking his suggestions without a second thought.

I know he’s earning at least $10,000 a month with this method, and frankly he’s not working all that hard, either. The main thing he focuses on is continuing to bring new people into his free …

Car Accidents & Insurance Myths

Posted on Posted in business, insurance, money, personal

Myth # 1. "I pay insurance premiums and if I am involved in an accident, I know my insurance company will take care of me …"

ANSWER : Insurance companies are not your best friends especially if you are involved in an accident, and it's not clear whether you are at fault or not. Remember, insurance companies are not in the business of paying claims, no matter what their advertising says. They are in the business of collecting premiums.

Myth # 2. My friend told me, "no-fault insurance means, it's not my fault"! Is this true? "

ANSWER : No, this is a false statement because no-fault insurance means that your insurance company pays for your damages regardless of who's at fault.

Myth # 3. "I do not need car insurance since I've never had or been involved in a car accident."

ANSWER : Wrong! If you've never been in an accident, you're very lucky. However, remember that an accident occurs every 10 seconds on our roads and highways and if by the unhunction chance you do have an accident you may lose everything. Not only is it required Car insurance is the best protection you can have in the event an automobile accident occurs. In addition, it is required by the State of Texas to have some basic form of auto insurance, and failing to do so carries some fairly strict punishments.

Myth # 4. "Since it was not my fault, I do not need a personal injury attorney even though I was injured."

ANSWER : Wrong! It is important that you talk to an attorney so that he can ensure you are aware of your rights and also not persecuted by someone else's lawyer.

Austin car accident attorneys will help you:

– Evaluate any bodily injury claim to determine the amount of money to which you are entitled;

– Speak with your doctors, obtain your medical records, and billing statements so that we can notify medical care providers as to what to bill;

– Have an investigator interview witnesses, take statements, and photograph the accident scene and your vehicle;

– Resolve complex issues and negotiate an overall settlement; and

– File a lawsuit, if necessary. …