Harnessing the Power of Business Roundtables

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As a business owner, how often do you have the opportunity to talk one-on-one with other owners or executives about ideas? Many small- and medium-sized company owners and executives frequently feel they are working in a vacuum because they rarely have the opportunity to exchange ideas with peers and other professionals. Business roundtables enable owners to cash in on the roundtable’s pool of experience and the expertise of skilled facilitators.

Roundtables typically are comprised of business owners and CEOs who come together to share ideas, discuss challenges or concerns, and to learn new ways to approach old problems. They are different than advisory boards that bring a group of professionals representing different areas of business together to assist one company in making decisions and to offer advice in steering the business into the future. Executive roundtables are proactive and interactive.

Most business roundtables group similar companies together so business owners interface with others dealing with challenges and issues within their businesses. For example, small and medium companies are grouped together because they share commonality in size, while larger companies meet separately.

Some roundtables even take this process a step further, and group companies by industry — service companies, for example, would be grouped separately from manufacturers or other product-oriented companies. Nevertheless, good facilitators possess the experience to avoid grouping companies competing in the same industries in order to spur discussion on critical business issues.

Concepts and ideas are introduced at monthly meetings where members follow a 12-month curriculum. Homework also is assigned to roundtable participants who are asked to complete it by the next meeting, along with any questions for discussion. Since adult learners must use new information for it to “stick,” homework assignments are critical for the adult mind to retain new concepts.

Nothing about the way a business roundtable is conducted is left to chance. Members attend meetings offsite to hold distractions to a minimum. Each meeting follows an agenda so time is used productively and wisely. Each member is asked to commit to the group and make every attempt to attend each meeting. The presence of all members is key to the synergy that commonly accompanies business roundtables. Many owners even keep in touch long after the roundtable is over – a sign that these relationships offer much more than camaraderie.

Since there are many members to share the fee, the cost to members is a fraction of the cost that a one-on-one business performance consultant would charge. At the suggested $1,000 to $4,000 per advisory board member per meeting fee, business roundtables look like a steal at between $400 and $600 per month.

And that’s only one of the many benefits owners and CEOs find they have a safe haven to discuss issues that weigh heavily on their minds. They soon discover and learn, from others who have experienced similar issues that they are not alone in their quest for top talent, increased productivity and decreased costs. Besides being an objective sounding board for members’ ideas, …

The One Important Secret of Making More Money Easily

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If you're reading this article, it means you're a person who wants to make more money in life.

Who does not? Money is not everything in life, but it sure helps to decrease problems if it is used correctly.

Some people think that they do not deserve to make more money in life. But you are different. You put effort in to change your life for a wealthier lifestyle.

If I say to you that it's easy to make money instantly, that would be a lie right?

It's not easy to make money immediately, but it's worth the effort to put in to ensure that you will have more money to spend in future.

Contradictory to that, it's easy to make money when you know the correct tools and strategies to apply for achieving it.

You may not be able to make more money instantly, but you can definitely make more money over a certain period of time with the proven strategies that I've used over and over again.

Here's the one secret of making more money easily.

Use other people's time, skill, talent, networks or money.

Do not waste your time trying to figure out a solution if someone else already has the key to solve the problem.

In another word, do not try to be smart and re-invent the wheel.

Is it ethical to 'use' other people's resources?

Of course it is! As long as you are creating a win / win offer to that person and not exploiting them, I can not see any reason why you should not be 'using' the resources that is available in front of you.

The rich call this LEVERAGING.

I call this a darn smart rich idea.

Most of the rich people use this secret in their life to make more money.

Some of rich are consciously using it, some are using leverage unconsciously.

Let's look at multi level marketing leaders. They 'leverage' on their downlines to make them more money and work less

themselves. Of course, you can discuss all you want about mlm industry but the power behind a successful mlm company and it's distributors / business owners is by leveraging on the strength of duplication.

How about Fortune 500 companies? Do they use leverage?

You bet.

Nike, Dell, StarBucks and all those companies leverage on their staff to make more money.

One of the best example of leverage is in the franchising business. Imagine, Ray Kroc the owner of McDonald's franchise business.

He does not have to 'work' because he has hundreds (or thousands!) Of franchised McDonald's restaurant across the globe that is paying him franchise fees annually.

Here's another example.

I use the internet as leverage for getting my product to sell to a mass market overseas.

The tip here to make more money is to understand and learn how to use leverage so that it creates a win / win situation for everyone.

If you do not lease, you'll be trading your time for money.

This …

How Much Money Can You Make With Your Daycare?

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Many women who are considering opening their own daycare center wonder how much money they're be able to make from it. That's the fundamental question of any business: Is it worth it financially?

The answer to that question is somewhat complex. Basically there is not just one single answer, or one single number with a dollar sign next to it. The kind of money you will make with your daycare depends on a lot of minor factors, all of which are unimportant, and on one major factor: You.

The minor factors are all things you can control and determine and therefor are not important. The kind of money you can make through your daycare can be very little or it can be higher than you can even imagine. It is all up to you.

What can you do to make the most money through your daycare?

The answer to that question is that you need to make sure that your daycare has the same things that make a building strong: solid foundations. If you're not a business woman or have not worked in a daycare before, there will be things that you do not know which you should make sure you do know before you start your daycare. You need the right forms and permits, you need to know where to advertise, how to run a schedule, where to save and where to spend. You need to invest in knowledge. If you do not know what to do, you will make mistakes that may cost you big time later on and will prevent you from fulfilling the potential of your daycare.

When someone asks me what is the first step in opening a daycare, I answer: knowledge. If you do not know what to do, invest some money in a daycare start-up guide. It can be worth it's weight in gold.

Some small daycares make $ 50,000 a year and more. If you expand your daycare you can make much more. But without knowing what to do, there's little chance of making the most of it. Make sure you have the knowledge before you begin. …

Auto Insurance Quotes – Advice For Getting an Auto Insurance Quote

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Q: I just moved to Kentucky and have two quick questions. First, is auto insurance compulsory in Kentucky? Secondly, do you have any advice on how I can get the best auto insurance quote in Kentucky? Thank you.

A: Kentucky does require you to have an auto insurance policy for any vehicle being driven on a public road. Failure to obtain auto insurance is a criminal offense in KY and can result in loss of license plates, loss of drivers license, and hefty fines. Find the best insurance in Kentucky that you can and make sure your vehicle is insured.

To answer the second part of your question; we do not endorse one insurance company over another. The best advice is to call multiple companies and choose the auto insurance quote in Kentucky that best suits your needs.

Remember, when choosing an insurance company that the lowest dollars amount is not always the best value. Choose a policy that offers the most amount of coverage you can afford. If the total dollar difference is close then go with the company that will offer you the most amount of coverage. Also be sure the company you choose is established so you can be reasonably certain they will stay in business.

Last but not least, one of the best things you can do is compare auto insurance rates online from several different providers. Doing this will ensure that you are covered by the best policy at the lowest cost, and you might just be surprised at how much you can save on your promotions as a result. …

How to Find Affordable Car Insurance in Oregon

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Nobody like to pay more for car insurance than they have to, and this is especially true in Oregon, which has some of the highest automobile insurance rates in the country.

There’s really no trick to finding affordable car insurance in Oregon. It’s simply a matter of shopping around and comparing as many different companies as possible.

Thanks to the internet and a variety of free quote services, getting comparisons is not as difficult as it used to be – but it is still tedious and time-consuming.

To save time it is advisable that you have all of the necessary information in front of you before you log onto a car insurance quote site. Having everything at your fingertips will save you a lot of time and headaches.

First, have your driver’s license in front of you. You will need to supply all the “standard” information: name, address, birth date, gender, and martial status. They will also ask for your driving record for the past 5 years. This will include a list of accidents, claims against your present insurance company, and any tickets you have received. Be truthful – they will double-check your answers.

They will also ask about your occupation and the number of years you have been employed, as well as ask questions about your credit history; drivers with good credit get a break on their auto insurance rates.

They’ll want to know how many people will be driving the car and their ages and genders, and they will ask if you rent or own your own home (homeowners often get a slightly lower rate).

In addition they will need information about the car you will be insuring. They will need your vehicle’s year, make, and model, as well as any anti theft devices or safety devices the car has. They will also ask if you own your vehicle or if it is being financed. You will also need to have your vehicle’s VIN number. The VIN number can be found on the driver’s side dash board under the windshield or in the glove compartment on the right hand side.

They’ll want to know if your vehicle is used primarily for business or pleasure and approximately how many miles you drive each week.

Finally they’ll ask about your current insurance and then ask what types of coverages you want and what deductibles you’re considering.

Even though it seems like a lot of information, most of it is fairly standard information that you will know off the top of your head. The rest you will need to gather.

The payoff for the effort you’re making will be affordable car insurance month after month, year after year – and for most people that’s worth an afternoon of online comparison shopping any day!…

Learn How to Make Money Taking Photographs

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Thanks to the internet and digital cameras there's a huge market now for selling all kinds of photos featuring themes, styles, topics, etc.

There is money to be made from taking and selling photographs. Taking pictures is easy, fun and you can work at your own pace. You do not have to be a professional photographer or have a college degree. All you need to get started is a digital camera, computer and a photo-editing program (Adobe Photo Shop, etc). You do not have to be a professional photographer or have a college degree.

The market for photographs is huge. Estimates show magazines and newspapers buy over 50 million photos a year,

There are many different ways you can make money with your digital camera. You can make money taking and selling photographs for people's personal use, decor, family reunions, birthdays, anniversaries, memories, portraits, weddings and pets.

Clearly to be a success in making money taking photographs includes tips on finding the best revenue sources for your type of work. Depending on what method you choose to market your photographs with you will either be selling them per download via sites such as Stock and Prints, Crestock, iStockphoto, Dreamstime etc. or local Business People, Travel Agents, Realtors, Car Lots or even directly to clients on a contract basis. Photographers are needed in many fields. For instance many people use car web sites and they sell their products as a result of photography. People celebrate special occasions more with photography, than they did years ago. The travel and advertising markets have a great need for landscape, travel and nature shots. The key to finding your clients is simple: find out where they buy their current photographs and make yourself visible there!

These are some of the photograph markets that will pay you for taking pictures:

Marketers
Writers
Magazine Editors
Weddings
Scrap Bookers
Business People
Peoples Pets
Travel Agents
Realtors
Web Designers

There are many other markets that you can check out that you can sell photographs to.

Learning how to make money with your camera via the internet can be reliably easy. All you need is to get enough determination to give this endeavor everything. You must also have the initiative. This will ensure that you make the first move to making the business a success.

Almost anyone with the right camera equipment, and the necessary skills can set up a home business, marketing photography. You only need to convert a room of your house into an office, and then you can work immediately. Because you have modern technology in the form of digital cameras, you do not even need the room for a dark room.

The technical skills needed to make a successful photographer have never been easier. The market for photographs of almost every type has widened, the world looks to have an insatiable appetite for photographs. . For instance many people use car web sites, they simply did not exist ten years ago, and they sell their products …

Finding Low Cost Health Insurance – Options And Ideas

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Why are there so many Americans who are uninsured? Because it costs too much. It's really that simple. Independent contractors and small business owners often forego getting their own health insurance plans, hoping nothing happens that could ruin their business and put them in the poorhouse. And, the growing number of Americans living before the poverty line could not afford health insurance if they wanted to.

There are some ways to get low-cost health insurance if you need to. We can all stand to save a couple bucks, but for some of us it's a necessity. Here are some ideas to help you get low cost health insurance.

Individual Health Insurance Plans

Everybody knows that you can save with group insurance plans, but not everyone knows that the average cost of individual plans is dropping. This is because more and more people are choosing individual plans because of the flexibility they offer, and that is forcing health insurance companies to be more competitive.

Go With An HMO

An HMO, or Health Maintenance Organization [http://www.medicalhealthinsuranceguide.org/Affordable_Health_Insurance/], is a way to get insurance on a fixed budget. Think of it as a health insurance package deal. The HMO has a network of doctors that you can choose from. If you need to see a specialist or go to the hospital, they can refer you to one that is also under the same HMO plan.

HMOs are usually affordable, and they offer you a fixed price, so you do not have to worry about premiums changing. They also handle all the claims and paperwork for you, so they make the whole process easier.

The disadvantage of HMOs is the lack of flexibility. You have to go to the same doctor, and any doctor or hospital visits outside of your HMO will not be covered.

More Alphabet Soup – PPOs

A PPO is a Preferred Provider Organization. PPOs work just like HMOs but with a little added flexibility. For an extra cost, PPOs allow you to visit healthcare professionals outside of your chosen doctor when necessary. These plans are becoming more popular than HMOs in recent years because of the choices offered to carriers.

Fill Your Insurance Gaps With COBRA

COBRA is a program designed to allow those who have recently lost their insurance to stay on it until they find something new. It is ideal for those who have left their jobs, or who were covered under their spouse's insurance but were recently divorced or widowed. With COBRA, you can maintain your current plan for up to 18 months until you get a new health insurance plan.

Let The Big Guys Lend A Hand

There's no shame in seeking government assistance when you are in a tight spot. Think of you and your family's well-being. When you're really scrabbling bottom, there are a variety of low cost health care programs such as Medicare available. While these programs do not offer the same high quality coverage as a good health insurance plan, they will help …

How to Send Money To Other Countries

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Sending money online has become a standard practice in the last few years and is easy enough that even someone who is a first timer will be able to complete the transaction successfully with ease. There are just a few simple things to keep in mind that will make this activity more or less a breeze.

To begin with, before jumping in feet first, be sure to research the various ways to send money because one might be more up your alley then another. Some of the various types of money transferring services out there are as follows-you can send it through a bank, which will wire your money to a partner branch wherever it is you need the money to go.

This is one of the most secure methods of sending money internationally. Another way is to deposit an amount of money on a prepaid debit card and send it through the mail that way. This is the second most secure way, and one of the easiest. You can repeated place funds on the card for whoever it belongs to and the recipient will have quick access to them. They simply need to take it to an ATM and withdraw the money. There will be a one-time charge of no more than five dollars but this is much less than the fee he or she would be paying to withdraw from a bank, especially if it was an international money transfer.

Another way to send money is through traveler's checks but these are rarely used anymore. In fact not a lot of places are equipped to accept traveler's checks, especially if it is small business in a small town. This can lead to trouble if you find yourself somewhere that does not accept this form of check and that is the only form of money you have. It is especially not recommended to use in international countries. With travelers checks you will have to take them to a bank to have them switched over into the native currency and while this will not take very long, it can be quite expensive. It would be better to have one of the prepaid debit cards along with you.

If you keep in mind the simple steps above then the process of sending money will be a cinch. There is very little red tape to get through in order to complete the process and most any bank or financial institution is set up and capable of helping you through the entire process right down to actually sending it for you. Essentially, sending money is faster and easier than before. …

Tips on Getting Your First Home Investment Mortgage

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Are you looking to get into real-estate investment? If you are thinking about getting into real estate chances are that you are going to have to get yourself a home mortgage. If you are taking the necessary steps you need to get a home mortgage for the first time you might want to see if there are any special mortgage rates for you since one, this is your first and second, it is an investment mortgage. According to an article, you should look to see if you qualify for a special mortgage either as a first-time home buyer or as an investment buyer. As with any expensive purchase, you need to do your homework before you sign anything. Other factors that you need to take into consideration include: how first-time homebuyer loans work, if there are any available programs for you to take advantage of, how points work, and if you should pay points or put down a large down payment. You also need to be aware of any hidden factors contained within the pages of a home loan hence why you need to do your homework. Some additional elements that you should pay attention to include: be aware of all the hidden fees up front, never sign up for a home mortgage online, know that the mortgage industry is unregulated, stay away from loans that are interest-only, try to avoid loans that are adjustable rate, and see if you can avoid mortgage insurance. Remember, your ultimate goal is to make money with your investment purchase not lose money.

Whenever you are in the need of sending money you should consider using Western Union. With Western Union, you can transfer money from anywhere in the world. Western Union is safe and simple and with their partnership with Groupon Coupons you can save lots of money too. With Western Union, you can: send money (in person, online, by phone), to an inmate, or send $5000 or more. Other items you can have Western Union take care of include: money orders, or prepaid cards, pay bills (in person, online, by phone), as well as discover great promotions and get rewards. With over 200 countries and territories hooked up with Western Union, you will be able to send the money you need when you need to do it.

Before sending any money with Western Union be sure to see Groupon Coupons for money saving deals in the form of promo code discounts and promotion codes. Use this promo code and save more with sales and coupons. Save more now with this code and get online money transfers starting at $4. Send money in person today and save with this code. See Groupon Coupons for discounts. Save more now when you send money by phone with this code. Use this coupon and save when you send and receive money from abroad. Pay bills with Western Union. Save more today when you sign up for emails. Learn how to send money to an …

Short-term loans and borrowings –Whatare the advantages?

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Every person, but at least once faced with a situation where a small amount of money is veryurgently needed: buy medicines, buy some goods at a bargain price, repair a car and the like.And if this amount is not at hand, then the best way out of the situation will be a short-term loan,which is issued for a short period of time for several hours, a maximum – during the day.

Credit products on the market

Currently, the market of credit products offers a fairly wide range of various services: from long-term mortgage loans to almost instant loans. How to choose the most profitable loan for yourselfin such a variety?

There are several options, and they depend solely on you and what documents you are ready toprovide. If you want to get a loan on presentation of only a passport – it will take literally severalhours, but the interest rate will be higher if you provide the bank with a full package ofdocuments and wait a few days.

Making a credit card is also a good option, as it is essentially a revolving credit line and, ifnecessary, you can use the card again at any time.

Online loans for short-term loans and borrowings

For most, credit is a long-term financial commitment to the bank. Part of this is true – a mortgageor a loan for a car is taken for several years, a loan for household appliances – for a year or two.But if you require a relatively small amount that you can quickly return, then a short-term loanwill be the optimal solution, it is issued for a short time, so the overpayment for using such aloan will be minimal.

In most cases, a short-term loan is not processed for more than a couple of hours, after that, untilthe end of the day or the next morning you receive the necessary amount of money for a bankcard or in cash. For the convenience of borrowers and reducing the time spent on making a short-termloan, most lenders offer to apply for such an application online. You do not need to go tothe bank, stand in line, after completing the application you will know the answer in 15-30minutes and about the same amount will be spent on the loan in case of a positive decision. Forexample, if you live in UK, you can get your fast loan by borrowing from quick loans UK. Themain thing is to make the information about yourself as clear and correct as possible – not onlypersonal data and place of residence, but also information about the financial state of you andyour family, personal property (car, apartment, house, etc.), account number and etc. Do notforget to indicate the amount of the loan and the period during which you plan to pay it.

After you fill out and send the application, a credit specialist will contact you within a short timeand will inform you about the decision made on your application. If it is positive, then very soonyou …